Terms of Service
Welcome to FinanceFlow (“we,” “us,” “our”). These Terms of Service (“Terms”) govern your access to and use of our website, FinanceFlow (the “Site”), including any content, functionality, and services offered on or through the Site. Please read these Terms carefully before using the Site. By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.
1. Acceptance of Terms
By using the Site, you represent that you are at least 18 years old and have the legal authority to enter into these Terms. If you are using the Site on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms. Your continued use of the Site constitutes your acceptance of any changes or modifications to these Terms.
2. Changes to Terms
We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting on the Site. It is your responsibility to review these Terms periodically to ensure you are aware of any modifications. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
3. Use of the Site
You agree to use the Site only for lawful purposes and in a way that does not infringe on the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site. Prohibited behavior includes, but is not limited to, harassing or causing distress to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Site.
You are prohibited from using the Site to:
- Engage in any unlawful, fraudulent, or malicious activities.
- Transmit any material that is defamatory, offensive, or otherwise objectionable.
- Attempt to gain unauthorized access to the Site, its server, or networks.
- Use any automated systems or software to extract data or content from the Site without our prior written permission.
4. Account Registration and Security
To access certain features of the Site, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
5. Intellectual Property Rights
The content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is owned by FinanceFlow or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial use only. Any unauthorized use of the Site or its content is strictly prohibited and may violate intellectual property laws.
6. User-Generated Content
You may have the opportunity to post or submit comments, feedback, or other content to the Site. By submitting any content, you grant FinanceFlow a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content throughout any media. You represent that you own or have the necessary rights to the content you submit and that your content does not infringe upon the rights of any third party.
7. Disclaimer of Warranties
The Site and all content, services, and features available through the Site are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. FinanceFlow makes no warranty that the Site will meet your requirements, be uninterrupted, secure, or error-free, or that any information obtained from the Site will be accurate or reliable.
To the fullest extent permitted by law, FinanceFlow disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. Limitation of Liability
To the maximum extent permitted by applicable law, FinanceFlow and its affiliates, officers, employees, agents, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of, or inability to access or use, the Site.
- Any conduct or content of any third party on the Site.
- Any content obtained from the Site.
- Unauthorized access, use, or alteration of your transmissions or content.
9. Indemnification
You agree to indemnify and hold harmless FinanceFlow, its affiliates, officers, employees, agents, and partners from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:
- Your use of and access to the Site.
- Your violation of any term of these Terms.
- Your violation of any third-party right, including without limitation any intellectual property, privacy, or proprietary right.
10. Termination
We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will immediately cease. The provisions of these Terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, indemnities, and limitations of liability.
11. Governing Law
These Terms shall be governed and construed in accordance with the laws of the Republic of South Africa, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the courts located in South Africa for the resolution of any disputes arising out of or related to these Terms or your use of the Site.
12. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
FinanceFlow
Email: [email protected].